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Motorcycle Finance

online motorcycle finance application form

"Motorcycle Finance Application form

Motorcycle Finance

Looking for motorcycle finance?  furthermore we also offer scooter finance too! Customers can take advantage and pay monthly for one of these bikes or scooters, if so please take some time to fill out the form below. It may look like a lot of information but it really does take just 5 minutes, and please note that the ID is not compulsory when applying, this can be submitted later. 

How long do I have to wait?

Usually you will get an instant decision via text to your mobile, however if your application is referred to an underwriter you should be waiting no longer than 4 hours.  If you apply out of business hours or during busy times your application will be processed the next business day.

NEW! Include Clothing, Helmet & Accessories to your Finance Package.

Customers can now build custom Motorcycle / Scooter & Clothing, Helmet & Accessories Package.  Simply select the voucher amount on your application.  Once accepted applicants recieve their voucher code via text or email enabling you to spend on whatver you like with a WHOPPING 20% discount.

We Recommend:

It really is as simple as ABC. For any new rider we highly recommend RST & LS2 products, don’t settle for sub quality gear – we can supply ANY brand, Alpinestars, Sidi, Shoei, TCX etc… if you are looking for something specific get in touch… we can help!

Apply Over The Phone.

Alternatively; you can call us on 01382 611 244 and we can process the application for motorcycle finance over the phone, if you have all the information ready as shown below, the over the phone application should only take between 5 and 10 minutes to complete.

  • bank account number and sort code.
  • employers address including postcode and phone number.
  • at least 3 years address history.
  • home phone number.
  • job role, how long you have worked there, length of time with current employer, wages.

Apply Via Post

If you prefer not to disclose details using the online form you can download this form, and return it by post or email (details supplied on the form).

Application Tips for Motorcycle Finance

Working 16 hours a week or more is classed as full time and that applicants have to be at least 18 to qualify for motorcycle finance. Students are accepted but sometimes require a guarantor. Get in touch if you have any questions, we are more than happy to help.  If you are successful at getting accepted for scooter or motorcycle finance there is no deposit required although paying a deposit may also increase you chances.

What about a Deposit?

In 2017 many of the prime lenders such as black horse changed their scoring of applicants meaning stricter acceptance criteria.  One of the main contributing factors in being accepted now is the Deposit.  Offering a minimum deposit of 10% shows the finance company you have the ability to save, and have the disposable income required.  We HIGHLY recommend when applying you select the 10% deposit option to increase the likelihood of being accepted.

No Deposit?

If you choose not to offer a deposit your application will be more difficult to be accepted.  In the event that it is your first payment will not be payable until 1 month after signing up to the agreement, this means that you will recieve the bike or scooter before you make your first payment!  This does depend on stock availability, and even if the bike or scooter is out of stock your accepted motorcycle finance agreement can sit in limbo for up to 60 days before being processed, which is one way to guarantee you are first in line when the next batch are in stock.

Guaranteed Finance

Click Here for Guaranteed Finance on Motorcycles & Scooters

Motorcycle & Scooter Trade In Specialists

Submit your review

Create your own review

Average rating:  
 10 reviews
Want it

Hey. Can you call me back on 077*******3 (number hidden on front end) I want this bike.

done 🙂

by Mark davies on Motorcycle Finance
When will I hear?

That’s me submitted the form. When will I hear and get the bike? Thanks.

Hi Mark, thanks for the submission, you usually hear the next day if out of hours so I am presuming you should have heard by now, if you havent just give us a call or text on 07935000069 and we will discuss. thanks

by Peter G on Motorcycle Finance

Bike arrived today. Absolutely stunning. Thanks guys.

glad to hear it, feel freet to leave a review about the actual machine on the product page and we will see about sending you some goodies 😀

very surprised

hi, I spoke to you earlier, I just wanted to let you know that I got accepted for finance, am very surprised and am delighted. thank you so much, this will be an amazing christmas. thank you.

merry xmas 🙂

by Gavin on Motorcycle Finance
Form submitted

Easy form to fill out. When will I hear?

Will be tomorrow now, will give you a text first thing.

by new biker on Motorcycle Finance
very helpful gentlemen

having never ridden a bike before (now in my 50's) wasn't sure what to expect let alone had a clue of how to get on two wheels, gave these guys a call and they got me in touch with somewhere to do my CBT, get insurance quotes and even gave me some very useful pointers in what bike I should be looking to get. Overall a very pleasurable experience. thanks guys.

Thank you very much for your kind words. Remember you also get 20% discount off of any of our helmets and clothing when buying a bike. I recommend RST for clothing and LS2 for helmets. If you’ve any more questions at any fine just get in touch.

Bad credit

Do you take folk wi bad credit. Built up loads of debt on ma ex bird. Should all be ok now.

Hi kev. Yes, we have a very high acceptance rate. Best applying for finance and letting us do what we do best. We don’t just try to get you accepted, we want to get you the best deal possible too.

by Ginger bob on Motorcycle Finance

Been knocked back by loads of companies such as black horse and close. A friend of mine has a bike from these guys and suggested i try. I got accepted! Can not believe it. Absolutely over the moon 🌛. Canna wait for my bike to arrive. Any idea when i will get it? Super excited.

Hey, still need the paperwork signed and returned so once we have it back we will be able to give you a better idea. Remember about the 20% off 👍

by Danny on Motorcycle Finance
Cheers guys

Just applied. Guys were awesome. Wish me luck as really need a bike for getting to work.

you are more than welcome, good luck 🙂 will be in touch as soon as we know.

by Grover on Motorcycle Finance
sooo easy 🙂

filled the form out - signed paperwork (which came in the post the very next day), forms sent back, just waiting on the bike now 😀

Yes, won’t be long now. Well get you a delivery date in the next couple of days.


  • steve says:

    and the best place for motorbike finance

  • steve says:

    cant wait – my credit isnt the best but I got accepted on a bike here and it gets delivered this friday. feel like i’m dreaming. these guys got me accepted for finance when I thought I woudnt get it. over the moon 🙂

  • easyryder says:

    whats the best way of getting accepted for bike finance? I have only just turned 18 but really want the sinnis apache SMR, how do I go about getting it on finance? Do you guys do CBT’s and clothing too? This will be my first bike, would you recommend it for me? thank you.

    • richie watterson says:

      The best way is to offer at least a 10% deposit, have a job working at least 20 hours per week, go for a bike that is classed as affordable (monthly payments are not going to be too expensive for your budget/wages), you are on the electoral role (registered to vote – this means the finance company can trace you at that address very easily), ensure that if you have any credit cards, loans, mobile phone contracts etc – that they are always paid on time every time. These are the most important factors in getting accepted for motorcycle finance, others are things such as providing a HOME phone number also helps. However, remember that we have a very successful acceptace rate for those applicants with POOR credit. We have the best acceptance rate in the business and always try to get everyone accepted and the BEST DEAL POSSIBLE! if you have any questions just get in touch, always happy to help. And yes, the SMR is a fantastic bike and I would recommend it to anyone over 5′ 5″, hope you are in that bracket. take it easy 🙂

  • mxboy says:

    Whats the top speed for the Lexmoto Adrenaline?

    • richie watterson says:

      somewhere in the region of 70mph is a decent estimate, the new Euro 4’s are a little slower than the previous E3 models but to be honest its a 125cc, if its speed you are after – get your full licence, much more power available then. thanks

  • William says:

    awesome, you guys are just awesome 😀

  • Daniel says:

    I tried filling out the form for finance but it says that I have to pick one of the optional extras. Do I have to choose one to get the finance? And what does OTR £99 recommended means?

    • Declan says:

      Hi Daniel,

      The optional extra’s are not required apart from “OTR”, This is your On The Road charge that supplies you with ; DVLA Registration(V5), Numberplate, L Plates, 1 Year Road Tax & A full tank of petrol.
      You need to select at least this box to continue.

      • Rory Ellison says:

        Hi i applied yesterday, and still heard no response I howevere think it will declined but If I get my aunty as gurantor or she gets it in her name as she has a mortgage will I get one?

        • Declan says:

          Hi Rory,

          Please contact Superbikeloans on 01625 353001 and ask for information regarding your proposal. If you have a gurantor it may help you in getting finance or for them to take the finance out personally.


  • keah says:

    hello, this website wont let me make an account? i applied for finance in the early hours of this morning and haven’t heard anything back yet?

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  • Michael says:

    Hi I have put wrong email on application for finance online do I need to fill out a new application? Thanks

    • BD03 COM says:

      no, you do not need to fill out a new application, just get in touch with us if you do not hear anything within a few days.


  • Josh says:

    Hey guys just set off my license, just wondering if I was goin to get a delivery date on the pulse adrenaline as I need to book it off work ASAP 🙂

    • BD03 COM says:

      Once the bike is paid out (when the finance company pay us) we will be in touch with Reg# and will let you know when it is booked in for delivery. Thanks

  • Jonathan says:

    Hi posted my documents a couple of days ago just wondering if you have received them yet an how long it will take to get the bike once you have received them

    • BD03 COM says:

      Hi, we have sent the documents back to you, should be with you today or tomorrow. Once we have received payment from the finance company for the bike we then get it ready and booked in.

  • harry says:

    Can my dad tale out finance but the bike be in my name?

    • BD03 COM says:

      As the registration document is no longer proof of ownership I do not see any problem with that, so yes, we can do that for you, or you can have your dad act as Guarantor which means the money will come from your account but your dad will have to make the payments if you do not.


  • Jonathan says:

    Hi posted my documents a couple of days ago just wondering if uve received them yet an how long it will take to get the bike once uve received them

  • Richard says:

    Hi just wondering when your going to reply to my application it’s been nearly 3 days now? 🙁

    • BD03 COM says:

      Hi, thanks for getting in touch. We have emailed you and explained the delay in getting back to you. This was out of our control. Thanks

  • Jamie says:

    Hi mate eny news yet cheers jamie

  • Jamie says:

    Hi do u know whats happening with my applacation form thanks Jamie

  • phil says:

    hi just wonderd if you got my application for finance as i haven’t heard back yet

    • BD03 COM says:

      Hi Paul, you need to get in touch either by phone or contact us page/form with your full name, address and DOB so that we can check the system for you. We do email everyone so please remember to check your junk/spam folder.

  • Jonathan says:

    Sorry just wondering how I order my extras like helmet ect. Only gives me a payin option how do I add these to the finance or do I have to phone up to order?

  • Jonathan says:

    Ok cheers

  • Jonathan says:

    Just wondering when I send the forms back is a provisional licence ok to send or does it have to be a full licence as I only have a provisional and my passport is expired??

  • Mick Wilshaw says:

    Hi I’ve applied for finance but havnt heard anything back yet ??

  • Calam says:

    Once you have sent the forms back, how long is it till the bike is delivered to my doorstep?

    • BD03 COM says:

      This can be anything from a few days to a couple of weeks, really depends on a few factors…

      • Calam says:

        what factors? 😛

        • BD03 COM says:

          Depends on where you live, the courier company used, the bike you have ordered and how busy we are at the time… we deliver more than twice as many bikes throughout the UK than anyone else so you can imagine we are very busy, however we do have 4 mechanics who PDI the bikes every day so we do get things done as quickly as possible.

  • kane simps says:

    Hi How long do you usually take to get back to people

    Many Thanks

    • Kieran says:

      They usually get back to you within 48 hours, although even though i’ve passed my finance, im still awaiting the papers to come through the post (i’ve been waiting just under a week now).

      Is there an update on when i will receive my finance papers through the post?

      Many Thanks

  • dennis says:

    in unempoyled can i get finance with you

  • Tim says:

    hoping the finance gets approved Ive had enough of riding my mountain bike to work lol!

    • BD03 COM says:

      check you email please, we require more info… thanks

      • Tim says:

        Have replied and I lived at last address 3 years!

        • Tim says:

          Did you get my email ref my old address? When will I hear about the finance?

          • BD03 COM says:

            Hi, you should have received an email. could you check your email including you spam/junk folder… thanks

          • Tim says:

            with respect since Ive applied for finance Ive been sent over 100 emails offering me a loan! What one should I be looking for? Im assuming you must know who you’ve spoken to.

          • BD03 COM says:

            none of those emails will be from us… we do not pass your email onto anyone… have you applied anywhere else?

          • Tim says:

            Ive not applied anywhere else for a loan! can you resend the email and can you tell me who I should get a email from (company name)

  • Rachel Treeby says:

    Hi was just wandering when I will have a reply on the finance of a wk 50 go? also I gave the wrong email address on the finance form, this is the correct one. Thank you . Rachel

  • Kieran says:

    Hi i’m just wondering when will i receive an email notifying me of my finance application progress, i applied for the WK Go 50cc on monday 🙂

  • Matt Essam says:

    hi I applied for finance for the pulse adrenaline today and was wondering how long it takes to be processed thanks..

  • jack riches says:

    hello, i posted a comment yesterday that seems to of been deleted, and i also applied for a finance on sunday for the wk 125 sport motorbike, i have not yet received any emails, please can i get an update on this sent to me by email, id very much appriciate it, thank you for your time

    • BD03 COM says:

      Hi, we posted your application on the 22nd may as it was accepted. You should have that by now. We do not delete any comments they are moderated. I have emailed you regarding the proposal as requested 🙂

  • jack riches says:

    Ive never had a finance before, im 18 with a good income and permanant job, will i get dened for a finance, is there any chance of being accepted despite ive never had a credit or finance or loan before?

    • BD03 COM says:

      As long as you have been paying your bills you will have a better chance of being accepted… do you have a mobile phone contract? If you have never had any kind of credit in the past I would recommend that you speak to your bank about getting a credit card with a low limit, make a small purchase, DVD, CD etc, and pay it off immediately. This will get your credit score started which to be honest is quite important not just for buying a bike, but things in general. If you have any further questions feel free to get in touch.

  • austen says:

    Hi guys. I applied for finance before the weekend I realise it was a bank holiday on monday which is most likely why I have not received any word yet. I had a request for extras aswell for a helmet and bike lock if possible if any one can send me an email today too let me know if things are still being looked at or an outcome would be really appreciated thanks.

    • BD03 COM says:

      Hi, yes we were closed. We will be in touch soon with some information for you… its been extremely busy on coming back… all good though

  • connor says:

    Hey there, I’ve been looking at the wk 125 rr and really fancy it but I know my credit rating isn’t that great due to being silly when i was younger and not paying phone bills. Do you think there is any chance I will get accepted for finance? Thanks Connor

    • BD03 COM says:

      Best thing to do is apply… we have a number of finance companies we use depending on credit scores etc… so feel free to apply – its not going to do any harm and we can try to work something out for you.

  • John kempson says:

    Ok thanks for trying

  • bill says:

    i filled out the form yesturday around 2pm and i havent had any reply if you could chase it up for me i would really apprieciate it i applied for the light speed 2 125cc

  • John kempson says:

    Did you get my finance details sent on Friday thank you

  • emma says:

    hi do people with bad credit have a chance with finance

    • BD03 COM says:

      yes, although this is not our decision. We have a number of finance companies which we use – each more suited to personal circumstances.

  • leslie moore says:

    Hi there looking to get a bike on finance but I’m only 17 but in a fulltime job as an apprentice mechanic and have also passed my cbt so i was wondering if i woud be eligable for a finance

    leslie moore

    • BD03 COM says:

      You are required to be at least 18 by law to enter into any financial contract such as this… perhaps a parent may be able to help you out?

  • Joel p says:

    hi, i applied for finance for the lightspeed 2 on saturday the 16 march, just wondering whether im meant to receive a confirmation email, to asscertain whether you have received my application

    thank you

    • BD03 COM says:

      Hi Joel, yes we did, and we have emailed you too… remember to check your junk / spam folder for mail.


  • Ingus says:

    hy now iss like 2 days but i still not geat eny answer on e-mail abaut my Finance..

    • BD03 COM says:

      Hi Ingus, we sent you an email on Wed 13th – its possible it went into your junk/spam folder. We have re-sent the email today.

  • joel says:

    and does the pulse scout 50 come fully assembled on finance?

    • BD03 COM says:

      Yes, all our bikes come full assembled, with tax, L plates, number plate and even a full tank of fuel.

  • joel says:

    i have sent my documents off because i got accepted for finance and am just wondering how long from the day i sent them off i will receive the moped at my door thanks

    • BD03 COM says:

      Hi Joel, we have to submit the documents to the finance company before we get any kind of payment, once they have sent us payment we then book the bike/scooter in for delivery – the scooter/bike would be with you within 9 days of this payment date.


  • tommy says:

    im 18 yrs old i dont have a job but i get £289 dla a monthe and £222 a monthe esa do u think i would get accepted for finance ?

    • BD03 COM says:

      Hi, thanks for your enquiry, the finance company requires you to usually be in work, however we have had people on disability accepted. The only way to know is to try, but perhaps it might be easier if you had someone to be your guarantor who is working (this is the way for students too). This would help your situation. Which bike are you after?

  • Kealy Farley says:

    Hello. I’m looking to purchase an lexmoto lsm if I submit the for
    For finance today how long would it take to be delivered to essex uk ?
    Also how long does it take before I know if I’ve been accepted I’m 20years old ad work on full time employment


    • BD03 COM says:

      Hi, thanks for your interest. The whole process can take from one week to 3 weeks depending on how quick you return the paperwork etc. Give us a call for full details.

  • hi i went for finance on a lexmoto lowrider 125
    and was o surprised how easy it was thare was no hasle and the staff was very helpull
    with me it just felt right .they even helped me to get my cbt set up two
    i was so happy def recomend the carnoustie motorcycle shop
    mr fairweather

  • hadland says:

    Good site

  • Andy Brown says:

    When taking out finance can you pay a deposit or is it as shown on your finance page. £0 Deposit only.

    • richie says:

      Yes, you can pay a deposit, you can pay as much as you like, we just display t cost of paying no deposit as it shows the most you will have to pay on finance (excluding OTR and delivery). If you wish to pay a deposit please feel free to get in touch as we can supply you with an accurate quote just for you.


  • Connor says:

    Hello i soon be getting a pulse adrenaline on finance but i dont understand
    (on the road) for 99 pounds Does this mean you will register the bike and tax it for me etc… And all i have to do is Insurance and CBT or i have to do all that :S (im new to all this )

    • richie says:

      Hi, the OTR (on the road) supplement covers, the registration of the vehicle with the dvla, road tax for the first year, road tax holder, L plates, number plate and full tank of fuel. All you have to organise is your insurance and cbt. If you are in the Dundee area we offer the cheapest CBT’s in the area. Get in touch if you would like to know more information.


  • Connor says:

    Hello i might be getting a pulse adrenaline but anyway i dont understand what is (on the road) for 99 pounds does this mean you register bike and tax it and put on the number plate then deliver it when the finance has been acepted or do i have to do all that and pay for my cbt and Insurance :S (im new to all this )

    • richie says:

      Hi, the OTR (on the road) supplement covers, the registration of the vehicle with the dvla, road tax for the first year, road tax holder, L plates, number plate and full tank of fuel. All you have to organise is your insurance and cbt. If you are in the Dundee area we offer the cheapest CBT’s in the area. Get in touch if you would like to know more information.


  • Jamie says:

    how long does it normally take to get the bike and to get all forms from DVLA thanks

  • Jamie says:

    Hello iv been lookinf at the pulse adrenaline, can i order by phone and when do i have to order by to get it sent to me but the 9th june thanks

    • richie says:

      Hi, this is not possible, well, in fact we probably could manage but the DVLA will not be able to process the paperwork etc in that timescale, we can have the bike ready in half a day, but then you need to factor in Delivery and Paperwork etc… feel free to get in touch if you are still interested, we are one of the few places who have them in stock as we buy in more than anyone else.

  • Danny says:

    Ah :/ i am 17 but i am in full time work, and i am in St.Helens, Merseyside

  • Danny says:

    Hi i was wondering how old do you have to be to get a scooter on finance? And can it be delivered to anywhere in the UK?

    • richie says:

      You have to be 18 to get finance, and we can deliver anywhere in Europe so uk is no problem. Where do you need delivery to?

  • david says:

    hi there im just wondering can you add the price of the halmit and jacket to the finance

  • Steve says:

    Hi there, once i have filled in the form, where do i send it to, do you have an email address i can scan and send it to?



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