Looking for motorcycle finance? And furthermore we also offer scooter finance too! Because our offers are the best, customers can take advantage by paying monthly for one of our bikes or scooters yet we can source ANY make or model. Please fill out the secure motorcycle finance application form below, it maybe looks like a lot of information but almost all of the information is especially relevant in getting customers the right deal. Furthermore applications really do take just 5 minutes, and the ID section is not compulsory when applying, this can be submitted later.
Secure Online Motorcycle Finance Application Form:
How long do I have to wait for motorcycle finance decision?
Finance advisors will aim to get an instant decision via text to your mobile, however if your application is referred to an underwriter you should be waiting no longer than 24 hours. Applying out of business hours or during busy times means the application will be processed the next business day.
Apply Over The Phone.
Alternatively; you can call us on 01343 548412 and we can process the application for motorcycle finance over the phone, if you have all the information ready as shown below, the over the phone application should probably take between 5 and 10 minutes to complete but due to busy periods could therefore mean you recieve a call back.
bank account number and sort code.
employers address including postcode and phone number.
minimum 3 years address history.
home phone number.
finally, job role – how long you have worked there, length of time with current employer, wages.
Apply Via Post
and, in addition if you rather not to disclose details using the online form you can download this form, and return it by post or email (details supplied on the form).
Application Tips for Motobike Finance
Working 16 hours a week or more is classed as full time, furthermore, applicants require to be minimum of 18 to qualify for motorcycle finance. Students are accepted but sometimes require a guarantor. Get in touch if you have any questions, our advisors are more than happy to help. Upon being accepted for scooter or motorcycle finance there is no deposit required although paying a deposit may also increase you chances in the fist instance.
What about a Deposit?
Many of the prime lenders such as black horse changing their scoring of applicants has resulted in stricter acceptance criteria. Consequently one of the main contributing factors in being accepted now is the deposit, offering a minimum deposit of 10% shows the finance company you have the ability to save, and seems like you have the disposable income required. As a result we HIGHLY recommend when applying you select the 10% deposit option to increase the likelihood of being accepted on motorbike finance.
If you choose not to offer a deposit your application will be more difficult to be accepted because lenders see the offer of deposit as coming from someone who manages their money and subsequently has control over their budget.
Finally, when is my first finance payment?
Either one month after signing the agreement, or in some case 2 months after. As a result, in most cases you should recieve the bike or scooter before you make your first payment! This does depend on stock availability, and even if the bike or scooter is out of stock your accepted motobike finance agreement can sit in limbo for up to 60 days before being processed. which is another way to guarantee you are first in line when the next batch are in stock.
Finally, Guaranteed Motorcycle Finance & Scooter Finance
Dont forget about insurance, check out our recommended insurers below, due to our connection with these insurance companies make sure you tell them Biking Direct sent you therefore you have a better chance of getting a better price.
|Bike Sure||0800 369 8580||G3249|
|Lexham (Ref/Coupon Auto Inserted)||01379 646529||L2111|
|Swinton (Extra 10% discount off your insurance through telephone quotes)||03332 577789||SWOOO392|
|Carole Nash||0800 804 7952||7867|
Another especially relevent fact is that we are regulated and authorised to offer finance by the Financial Conduct Authority, you can see our authorised FCA License HERE.