Motorcycle & Scooter Finance
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Looking for motorcycle finance? And furthermore we also offer scooter finance too! Because our offers are the best, customers can take advantage by paying monthly for one of our bikes or scooters yet we can source ANY make or model. Please fill out the secure motorcycle finance application form below. It maybe looks like a lot of information but almost all of the information is especially relevant in getting customers the right deal.
You may be prompted to submit an application directly with one of our recommended lenders, this is normal, but feel free to get in touch with us if you have any questions or concerns. We will also supply any links to your email address so please double check it before moving to the next part. Some of our lenders give you an instant decision online, so 10 minutes from reading this you could be the owner of a shiny new vehicle.
Our hand selected finance companies can also help those on benefits, disability, armed forced and self employed, especially if you have poor credit. It all comes down to affordability, if you can prove that you can afford it then there is an excellent chance you will be successful.
How long do I have to wait for motorbike finance decision?
Finance advisors will aim to get an instant decision via text to your mobile. If your application is referred to an underwriter you should be waiting no longer than 24 hours. Applying out of business hours or during busy times means the application may be processed the next business day.
Apply Over The Phone.
Alternatively; you can call us on 01343 548412 and we can process the application for motorcycle finance over the phone, if you have all the information ready, the phone application should probably take between 5 and 10 minutes to complete but due to busy periods could therefore mean you recieve a call back.
Application Tips for Motorbike Finance
Working 16 hours a week or more is classed as full time. Furthermore, applicants require to be minimum of 18 to qualify for motorcycle finance. Students are accepted but sometimes require a guarantor. Get in touch if you have any questions, our advisors are more than happy to help.
What about a Deposit?
Many of the prime finance lenders such as black horse changing their scoring of applicants has resulted in stricter motorcycle finance acceptance criteria. Consequently one of the main contributing factors in being accepted now is the deposit, offering a minimum deposit of 10% shows the finance company you have the ability to save, and seems like you have the disposable income required. As a result we HIGHLY recommend when applying you select the 10% deposit option to increase the likelihood of being accepted on cheap motorbike finance.
If you choose not to offer a deposit your application will be more difficult to be accepted because lenders see the offer of deposit as coming from someone who manages their money and subsequently has control over their budget.
Apply Via Post
In addition if you rather not to disclose details using the online form you can download this form, and return it by post or email (details supplied on the form).
Finally, when is my first motorcycle finance payment?
Either one month after signing the agreement, or in some case 2 months after. As a result, in most cases you should recieve the bike or scooter before you make your first payment! This does depend on stock availability, and even if the bike or scooter is out of stock your accepted motobike finance agreement can sit in limbo for up to 60 days before being processed. which is another way to guarantee you are first in line when the next batch are in stock.
Finally, Guaranteed Motorcycle Finance & Scooter Finance
Cheap Motorbike Insurance
Use our recommended insurers below, due to our connection with these insurance companies make sure you tell them Biking Direct sent you. Therefore you have a better chance of getting cheap bike insurance.
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Another especially relevent fact is that we are regulated and authorised to offer motorcycle finance by the Financial Conduct Authority. Our authorised FCA License is HERE.
Want to check out the range of motorcycles & scooters again? Use the following quicklinks to get to where you want to go to fast. And furthermore, remember to return here to apply online for scooter & cheap motorcycle finance.