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Motorcycle Finance

Motorcycle Finance

Looking for motorcycle finance? And furthermore we also offer scooter finance too! Because our offers are the best, customers can take advantage by paying monthly for one of our bikes or scooters yet we can source ANY make or model.  Please fill out the secure motorcycle finance application form below.  It maybe looks like a lot of information but almost all of the information is especially relevant in getting customers the right deal.  Furthermore applications really do take just 5 minutes.

You will recieve an email from one of our lenders (subject: ‘Personalised quotes for you‘), with a secure Quote Customisor and Application form.  You configure the repayments and if happy submit the application form.

Simple Secure Finance InfoGraphicQuote & Apply Application Form:

Priority Motorcycle Finance

Motorcycle & Scooter Finance
  • (exactly as on your licence/passport)
  • Please Use this Box to tell us about the vehicle you wish to finance. E.g - Lexmoto LXR, Suzuki GSXR, Sports 125cc, Cheap 125cc Scooter etc...
  • Please put desposit amount or percentage (10% / £200 etc)
  • How would you rate your credit score
  • If your application is declined with our Prime Lender (prime lender is used only for Excellent credit or home owners of any credit status) would you like us to pass these details onto our sub prime lender who may still be able to offer you finance?

How long do I have to wait for motorbike finance decision?

Finance advisors will aim to get an instant decision via text to your mobile. If your application is referred to an underwriter you should be waiting no longer than 24 hours.  Applying out of business hours or during busy times means the application may be processed the next business day.

Apply Over The Phone.

Alternatively; you can call us on 01343 548412 and we can process the application for motorcycle finance over the phone, if you have all the information ready, the phone application should probably take between 5 and 10 minutes to complete but due to busy periods could therefore mean you recieve a call back.

Application Tips for Motorbike Finance

Working 16 hours a week or more is classed as full time. Furthermore, applicants require to be minimum of 18 to qualify for motorcycle finance. Students are accepted but sometimes require a guarantor. Get in touch if you have any questions, our advisors are more than happy to help.

What about a Deposit?

Many of the prime finance lenders such as black horse changing their scoring of applicants has resulted in stricter motorcycle finance acceptance criteria.  Consequently one of the main contributing factors in being accepted now is the deposit, offering a minimum deposit of 10% shows the finance company you have the ability to save, and seems like you have the disposable income required.  As a result we HIGHLY recommend when applying you select the 10% deposit option to increase the likelihood of being accepted on cheap motorbike finance.

No Deposit?

If you choose not to offer a deposit your application will be more difficult to be accepted because lenders see the offer of deposit as coming from someone who manages their money and subsequently has control over their budget. 

Apply Via Post

In addition if you rather not to disclose details using the online form you can download this form, and return it by post or email (details supplied on the form).

Finally, when is my first motorcycle finance payment?

Either one month after signing the agreement, or in some case 2 months after.  As a result, in most cases you should recieve the bike or scooter before you make your first payment!  This does depend on stock availability, and even if the bike or scooter is out of stock your accepted motobike finance agreement can sit in limbo for up to 60 days before being processed. which is another way to guarantee you are first in line when the next batch are in stock.

Motorcycle Finance Flow Chart Procedure

Finally, Guaranteed Motorcycle Finance & Scooter Finance

Click Here for Guaranteed Finance on Motorcycles & Scooters

Cheap Motorbike Insurance

Use our recommended insurers below, due to our connection with these insurance companies make sure you tell them Biking Direct sent you.  Therefore you have a better chance of getting cheap bike insurance.

InsurerTelDiscount Code & Link
Bike Sure (Ref/Coupon Auto Inserted)0800 369 8580G3249
Lexham (Ref/Coupon Auto Inserted)01379 646529L2111
Swinton (Extra 10% discount off your insurance through telephone quotes)03332 577789SWOOO392
Carole Nash0800 804 79527867

Another especially relevent fact is that we are regulated and authorised to offer motorcycle finance by the Financial Conduct Authority.  Our authorised FCA License is HERE.

Want to check out the range of motorcycles & scooters again?  Use the following quicklinks to get to where you want to go to fast.  And furthermore, remember to return here to apply online for scooter & cheap motorcycle finance.

Submit your review

Create your own review

Motorcycle Finance
Average rating:  
 16 reviews
 by tommy
lexemoto lxr

this is unbelievable. I was not given finance by any one else but these guys got me it. just waiting for my bike now - Lexemoto LXR - woohoo... hope its as good as what folk say it is. bike finance is sorted anyway, payments are not too bad considering my crap credit rating. so as long as I make payments my credit rating will go up so the guy told me.

 by simples
Simple -

I applied for finance, got a call back, the finance guy was superb, finance was accepted, then I managed to decide on the bike with the help of the guy in the bike shop. Felt at ease the whole time, now I am just waiting on the bike to be delivered! cant wait 😀 - gone for a FB Mondial Flat Track!!!!! 😀 : D 😀

 by New Biker

just bought my first bike here, finance was easy, paperwork was simple, just waiting on the bike now - cant wait.

 by Rob D
simple and easy

Simple and easy finance process. Didn't think I would have gotten finance but I did. very happy so far, just waiting on the bike now.

 by Karen G
happy bunny

I got my bike 2 weeks ago and I love it. its the best thing I have done. I needed finance and got a really good deal here. The guys were brilliant and even helped me decide on the bike best suited to my needs (this is my first bike) and its perfect - everything they said it would be. Very happy bunny 🙂

 by Declan Kelly
Finance Decision

Just placed an application for finance on a GSXR 125 on the website.
My phone is broken so would it be possible to have my decision sent to my email rather than my phone?
Thanks, Appreciated

 by DG
Want it

Hey. Can you call me back on 077*******3 (number hidden on front end) I want this bike.

done 🙂

 by Mark davies
When will I hear?

That’s me submitted the form. When will I hear and get the bike? Thanks.

Hi Mark, thanks for the submission, you usually hear the next day if out of hours so I am presuming you should have heard by now, if you havent just give us a call or text on 07935000069 and we will discuss. thanks

 by Peter G

Bike arrived today. Absolutely stunning. Thanks guys.

glad to hear it, feel freet to leave a review about the actual machine on the product page and we will see about sending you some goodies 😀

 by Gail
very surprised

hi, I spoke to you earlier, I just wanted to let you know that I got accepted for finance, am very surprised and am delighted. thank you so much, this will be an amazing christmas. thank you.

merry xmas 🙂

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Comments (137)

  • steve Reply

    and the best place for motorbike finance

    August 29, 2017 at 9:19 am
  • steve Reply

    cant wait – my credit isnt the best but I got accepted on a bike here and it gets delivered this friday. feel like i’m dreaming. these guys got me accepted for finance when I thought I woudnt get it. over the moon 🙂

    August 29, 2017 at 9:05 am
    • leandro ferreira Reply

      same happened to me i tried other places and got rejected tried here and got accepted.

      August 11, 2018 at 2:00 pm
  • easyryder Reply

    whats the best way of getting accepted for bike finance? I have only just turned 18 but really want the sinnis apache SMR, how do I go about getting it on finance? Do you guys do CBT’s and clothing too? This will be my first bike, would you recommend it for me? thank you.

    August 22, 2017 at 11:09 am
    • richie watterson Reply

      The best way is to offer at least a 10% deposit, have a job working at least 20 hours per week, go for a bike that is classed as affordable (monthly payments are not going to be too expensive for your budget/wages), you are on the electoral role (registered to vote – this means the finance company can trace you at that address very easily), ensure that if you have any credit cards, loans, mobile phone contracts etc – that they are always paid on time every time. These are the most important factors in getting accepted for motorcycle finance, others are things such as providing a HOME phone number also helps. However, remember that we have a very successful acceptace rate for those applicants with POOR credit. We have the best acceptance rate in the business and always try to get everyone accepted and the BEST DEAL POSSIBLE! if you have any questions just get in touch, always happy to help. And yes, the SMR is a fantastic bike and I would recommend it to anyone over 5′ 5″, hope you are in that bracket. take it easy 🙂

      August 22, 2017 at 11:18 am

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