Guaranteed Finance

\’Guaranteed Finance\’ for Motorcycles & Scooters

Some of our lenders offer guaranteed finance on the condition that you supply a suitable guarantor with your application. So, if you dont have much of a credit history this might be the best option for you. If you have exhausted all options and you cannot get accepted and are unable to provide a guarantor, Dundee Scooters off a payment club system in partnership with


Download the Payment Club Application Form HERE

Welcome to the Payment club!  This is as close to Guaranteed Finance as you can get without incurring astronomical APR and fee\’s.

Do you want a method to pay up your bike/scooter with 100% Guaranteed Acceptance, No Creadit Check, No Personal Questions, NO interest and NO Bank charges for missed payments?  and how about paying only What You Can Afford, When You Can Afford It?

If this sounds of interest to you then you are in the right place.  We try to accommodate all our customers and we realise that not everyone wants to have a long drawn out contract to pay for their bike/scooter, so we have came up with the Payment Club.  So far the club has proven very successful especially with customers who\’s credit score isnt the best and who have been turned down for finance in the past.  Dont get us wrong, its not just for the poor credit customer, its also for the savy saver and \’plan aheader\’.

All you have to do is:

  • Pay what you can afford
  • Make the payments whenever you like
  • 100 % Guaranteed Acceptance
  • Get an updated invoice emailed to you for every payment
  • Get your bike/scooter once its paid in full.
  • Make your choice WHENEVER YOU want.

How do you do it?

  • Download and print this form – Payment Club
  • Give us a Call and make the first payment which is a one off admin fee
  • This opens your account and you will receive Payment Club Card with Account Number & Sort code of where to make the payments!
  • Visit any post office or bank, or transfer funds online to make a payment, whenever you like.

Simple eh?  Using this \’Guaranteed Finance\’ method you are sure to have the latest model of scooter / motorcycle as you can choose your vehicle once you have paid enough.  So you can have any of the bikes / scooters that we offer, and you can have it as soon as you finish making the payments.  You are in control, and you will never get a bank charge for a missed payment.  We do ask that bikes or scooters are paid within 18 months max but this can be extended if agreed in advance.

We take your details and every time you make a payment we update your account and email you an up to date invoice of what your balance is.  Once you get close to your target we will start preparing the Bike/Scooter for you so that it can get delivered to you as soon as its ready!

If you have any questions please get in touch, if you want to get started:

Download the Payment Club Application Form HERE

49 thoughts on “Guaranteed Finance”

  1. Would I be able I get a bike on finance as a college student if the payments are made by someone else ie parents etc and is it possible to get one before I pass my cbt?

    1. it is possible for your parent to take out the finance for you yes… but it should just be them to avoid any confusion. You can then set up a standing order etc to pay your parent back.

  2. I’ve been checking out your site alot lately as I’m after a 50cc scooter that you’ve got…and I’m wanting lol…see you soon folks

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  5. Hi I have been refused credit for scooter finance, but i seen you have a 125cc lexmoto for 899 .. is there anyway i could pay £400-£450 upfront and finance the rest? will this help me be accepted?

    1. Hi, if you take finance on such a small amount the finance company will reject it as they cannot make enough from the interest etc to justify the loan. You would be better off getting an interest free credit card or saving up the remainder too, or taking finance out on the whole about and pay your deposit at the end instead…

  6. can i get a 125cc scooter in my name but my partner drives it he has a bike licence and that. but we need a bike for him to get to work ect. but he has not got a bank account so could we pay through my bank monthly ?

    1. The payments have to come out of the same account of the person who takes out the finance. there is no problem with you taking the finance out and your partner riding the bike. Give us a call if you need any further info.

  7. hi can you tell me if the is a min payment? ie so could u pay £1? not that i would pay rantjust a £ but would like to no 🙂 and thats on the guaranteed finance

    1. you can pay £1 yes, but you only have 18 months to pay the bike off in full, we can extend it to 24 months if needed but that is the limit. hope this helps.

  8. Hi I would like to buy the Yamaha wr 125x I am on a 40 hour contract p/w and earn roughly 1300 p/m I have never had finance before though would I be able to get finance pn that bike

  9. Could I pay £500 a month for the Yamaha wr 125x I am 22 and employed earn roughly 1300 a month but I have never had finance and just opened a bank account last week I can afford to pay at least £500 a month and could put a deposit down

    1. Save money go for there no finance option pay over 2 to 6 months depending on the bike and spend less yeah you have to wait a bit but gives you more time to get helmet gloves jacket insurance road tax that sort of thing

    1. With the payment plan yes, as there is nothing secured against the payments etc. If you go down the finance route via one of our finance partners you will get the bike straight away and before you make your first payment! get in touch if you need any further information or if this isnt very clear. thanks

    1. Using the payment club we require full payment before we release the bike. If you go down the finance route you get the bike before you make any payments…

  10. Hi there my brother wants to finance a bike but unfortunately when he’s tried he’s been told he can’t because his flat was blacklisted when he moved in he has not had any finance before

  11. hi do i have to pay the bike first be for i get the bike or do i get the bike then pay it off monthly thankyou

    1. With the guaranteed finance we require the full payment before releasing the bike as there is no contract involved. The regular finance option is different, this way you get the bike before you make any payments.

  12. caroline burrell

    hi i doubt i would get finance for my bike i dont think as im not working retired now disabled but could i pay for it on the “payment club ” thanks

    1. Hi Caroline, yes the payment club is very popular among people planning for the future (next summer usually) and those who are declined finance. hopefully we are able to help you out in one way or another. thanks

        1. Hi Bradley,
          I believe you should have heard from the finance company by now but this is a busy time of year. If you have any questions it is best to give us a call on 01382 611244 as website comments are not as high priority at this time of year.

    1. Yes, we usually can. just get in touch if you havent already, or fill out a finance application form and we will do all the rest. 🙂

  13. hi bad credit. I would like to know if you have bad credit buy a good income could I be accepted but without a guarantor because that becomes a problem

    1. we can get most people accepted, however its the finance companies decision to request a guarantor, not ours. I would recommend applying for finance and we can see what we can do for you.

    1. Yes, well not exactly straight away as that would be impossible, but you would get the bike quickly, and wouldnt have to wait until it was paid off as we get the payment from the finance company.

  14. The scooter I like is £1700. If I paid £1400 straight away, would there be a way to pay the outstanding balance. I have a poor credit rating, so wondered how to get around this.
    Many thanks,

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